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We plan for every aspect of life. Having a family, vacations, weddings and retirement are all things we plan for. We prepare for what might happen such as fires, accidents or floods. But, because most of us do not like to think about death, we avoid making important funeral decisions in advance.

Now, more than ever, it is important to plan ahead. Our way of life is more complicated. Family members often live in different states and dealing with government agencies can be frustrating.

Family members making funeral arrangements immediately following a death often are confused and upset. Many times, they do not have the information needed to claim benefits. Each year millions of dollars in government and insurance benefits go unclaimed. Planning ahead prevents emotional overspending and protects your family’s interests.

4 Good Reasons For Making Funeral Arrangements In Advance

1. Your Family

Without a doubt the most important reason for making funeral and other estate arrangements in advance is to spare your family the task during a difficult time. There are over 50 decisions to be made when arranging a funeral. Making these decisions today, with the help of those close to you, lets you make logical, well thought out plans that your family will appreciate.

2. Lower Costs

Though not a requirement, you may wish to invest in a funeral trust account or final expense insurance policy when making funeral arrangements. While most of us have life insurance or funds reserved for retirement, these are intended for the living, not to meet the cost of a funeral.

In most situations, funds invested today will be sufficient to cover the total cost of the funeral at time of need. The interest earned by the account or policy will help to offset the effects of inflation. Government regulations safeguard your investment so that funds will always be available for your family’s use.

3. Securing Benefits

With the number of revisions in government benefits over the years, it is important for each person to be aware of these changes and how to protect those benefits. Upon death, dependents and survivors may be eligible for certain benefits such as Death Payments, Survivor’s Benefits and Medicare. Qualifications depend on age, marital status, number of dependents involved and if employment was under social security. Your Social Security account should be verified periodically to be sure contributions are properly posted. All benefits must be applied for; payment is not automatic. Since qualifications vary, we recommend discussing your particular situation with us personally.

There are many misconceptions regarding Veterans’ death benefits. Honorably discharged veterans may qualify for cemetery plot and burial allowances, headstone, and burial flag, as well as a pension for survivors. These benefits may affect decisions about funeral arrangements. Because qualifications and benefits may vary, we recommend a personal review of your situation.

Few people are aware of provisions under Federal Title 19 where an individual can shelter funds to serve the family later by providing for funeral arrangements. We can explain these options to you.

4. Peace of Mind

We often have special wishes as to where to be buried, who is to receive our personal effects, and how we are to be memorialized. Making funeral arrangements today permits time for you to tend to every detail. You gain the confidence that results from making unhurried, informed decisions. Also, your family and others who care for you will be assured the arrangements reflect your true wishes.

Planning ahead…… have true peace of mind knowing you have taken care of everything.

Because we realize individual wishes and situations are personal, we want to assure you of our high respect for complete confidentiality. We welcome the opportunity to meet personally with you and your family to discuss our services more fully…..or to simply answer your questions.

Arrangements can be made in the comfort of your own home by clicking the button below.  Fill in as much as you are comfortable with and we'd be pleased to meet with you to discuss further.  See the form below for details.

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